What is Aviation Insurance?
Aviation insurance is like auto insurance or boat insurance, except it insures planes rather than automobiles or watercraft. Like auto and boat policies, aviation policies include several coverages that can be customized to meet a particular pilot’s needs.
Who Needs Aircraft Insurance?
Most Massachusetts residents who own or fly a plane need to have an aviation policy that at least meets the state’s minimum liability requirements. While many states don’t have requirements regarding aviation insurance, Massachusetts does.
Without a policy that at least meets the state’s requirements, pilots could face legal consequences and will likely be held personally responsible for any incidents that occur while they’re flying. They also may have trouble finding an airport that will let them take off or land.
People who are flying into one of Massachusetts' airports, such as one of the airports near Boston, Worcester, or Westfield, MA, may also need coverage. Pilots should contact an official at the airport they want to land at before taking off to find out whether there are any coverage requirements.