What is Bar Insurance?
Running a bar or similar establishment in Massachusetts requires a sizeable investment, and the resources invested should be protected when possible. Bar insurance helps protect these establishments from a range of potential risks.
Bar insurance is a specialized form of commercial insurance that has been uniquely crafted to meet the needs of bars and other establishments that primarily serve adult beverages. Most policies are package policies, meaning they contain several individual coverages within them.
What Massachusetts Establishments Need Tavern Insurance?
Many Massachusetts establishments that serve adult beverages can benefit from the protections that tavern insurance affords. For instance, bars, taverns and pubs might all want this type of insurance.
In some cases, however, businesses serve adult beverages but are better suited with a slightly different type of insurance. Restaurants, nightclubs and breweries may all have insurance needs that are similar to bars, but insurance companies frequently offer slightly different policies that are more tailored to these businesses’ coverage needs.
An insurance agent who specializes in tavern insurance can help determine whether this or another type of insurance is better for a particular business. A specialized agent will know what risks tavern policies commonly protect against, and they can evaluate whether those line up with a specific business’ risk exposure.