Many insurance companies in Massachusetts offer boat insurance policies, which are similar to auto policies that have been adapted for personal watercraft and boats. Whether residents who own small boats need one of these boat-specific policies depends on several factors, not the least of which is what protections their other insurance policies provide. It’s often wise to get a boat policy even if the watercraft being insured is small, but there are a few scenarios where this type of insurance may be unnecessary.

Condominium insurance policies offer a number of important protections. The specific protections that a particular policy offers, however, depend on the coverages it contains. If you own a condominium in Westfield, Massachusetts, here are five coverages you may want in your condo insurance policy.