Is a Homeowners Insurance Policy Right for a Duplex in Chester, MA?

Insuring a duplex is a little more complicated than insuring either your home or a rental property. If you own a duplex in Chester, Massachusetts, whether you need landlords or homeowners insurance will depend on the particulars of your situation. Here are four common scenarios, and the type of insurance that’s usually appropriate for each scenario. (There are exceptions to the insurance guidelines listed below, so you should check with an insurance agent to see what your specific situation calls for).