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How to Reduce the Risk of a General Liability Insurance Claim: 4 Steps

General liability insurance policies offer financial protection from a host of potential liability risks, but policies themselves do little to actually prevent accidents from happening. If you run a business in Massachusetts, here are some steps your business can take to reduce the risk of potential accidents -- and the likelihood that it has to file a claim against its general liability coverage.

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Be Sure Your Condo Insurance Provides These 5 Coverages!

Condominium insurance policies offer a number of important protections. The specific protections that a particular policy offers, however, depend on the coverages it contains. If you own a condominium in Westfield, Massachusetts, here are five coverages you may want in your condo insurance policy.

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Dispelling 3 Myths About Flood Insurance for Westfield, MA Residents

Flood insurance is an important insurance protection that doesn’t receive as much attention as other types of insurance, like homeowners and auto insurance. Because flood policies aren’t discussed as frequently, myths about flood coverage sometimes develop. Here are three common myths about flood policies dispelled for Westfield, MA residents:

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Include Proof of Contractors Insurance to Get More Jobs

Contracting businesses often either thrive or die on the quotes that they give potential customers. For, it’s on these bids that people decide which contracting business to hire. Most of the time, quotes include information about the nature, cost, and timeframe of a project -- but this may not be all that a contracting business may want to include in its bids. If you run a contracting business in Massachusetts, here’s how also including proof of your company’s contractors insurance could help set your business apart from competitors.

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Why (and How) to Regularly Check Your Small Business Insurance

When starting up a business, it’s important to purchase insurance. The insurance protections that a business needs when starting out, however, won’t necessarily be sufficient in the future. As a business grows, it’s insurance needs change. If you own a business in Agawam, MA, review its small business insurance policies periodically so that your business is properly protected even if its needs change.

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What is Employment Practices Liability Insurance?

In the United States, we have laws and regulations that protect citizens and residents from discrimination based on sex, race, age, disability, as well as other characteristics. One aspect of life in which these laws are very relevant is employment. Accordingly, employers have a legal and moral obligation to protect their employees from wrongful discrimination, harassment, termination, and other issues related to employment. Those who fail to fulfill these obligations may face employment lawsuits from employees. If you're in need of coverage for such lawsuits, here is some information about employment practices liability insurance for Westfield, MA businesses.

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