What is bus insurance?
Operating buses presents significant risk, as substantial property damage and injuries can occur if there’s an accident. While bus insurance won’t do anything to prevent damage and injuries, it can provide Massachusetts operators with important financial protection following covered incidents.
Bus insurance is specialized commercial vehicle insurance for passenger buses. Most policies have coverages and limits that are adjusted for the significant risks that buses present.
What Massachusetts businesses should carry bus policies?
Massachusetts businesses and nonprofits that operate passenger buses are generally required to purchase a bus policy. This often applies to charter buses, tour buses, school buses and others.
Businesses that drive passenger vans often need coverages similar to those that bus policies offer. Whether a bus policy is well-suited for a van depends on the specific policy and situation, however. An insurance agent who specializes in bus policies can help determine whether a bus or other policy is better when insuring a van.