What is Camp Insurance?
Operating a camp comes with inherent property and liability risks, and it’s important to protect against these risks when possible. Camp insurance can help Massachusetts camps shield themselves from many of the perils they face.
Camp insurance is a commercial insurance that’s specifically designed for camp organizations. In order to shield camps from multiple risks, most camp policies are package policies that come with multiple coverages.
What Massachusetts Organizations Need Day Camp Insurance?
Many Massachusetts organizations that offer camp activities may benefit from day camp insurance or summer camp insurance. Generally speaking, this insurance is appropriate for the following types of camps:
- Youth camps
- Day camps
- Sports camps
- Arts camps
- Music camps
Importantly, these policies usually required named insured to primarily offer camp activities. Camps that are legally set up as independent entities generally can purchase day camp insurance, but camps that are still legally tied to another organization often need a different type of insurance. Any camp that’s unsure whether a day camp insurance or other insurance policy is more appropriate should speak with an insurance agent who specializes in these policies about their situation.
Additionally, day camp policies are typically only suitable for true day camps. Camps that offer overnight options likely need another type of camp policy.