What are Car Insurance Requirements in Massachusetts?
Like many other states, drivers in Massachusetts are required to have car insurance in order to legally drive. However, the Commonwealth has a no-fault system, limiting the rights to sue over an accident. Before hitting the road, it’s important to understand your insurance rights and obligations and purchase an appropriate auto insurance policy.
Massachusetts Minimums Auto accidents are expensive, so like other states, MA requires that all drivers carry a minimum amount of insurance. This provides substantial financial protections for all parties involved in an accident. When purchasing a policy in MA, you must make sure it complies with these regulations:
• $20,000 per person/ $40,000 per accident in bodily injury to others coverage, to pay for the medical expenses of others involved in the accident.
• $8,000 per person per accident of personal injury protection to cover the medical expenses for you and your passengers.
• $20,000 per person/ $40,000 per accident in bodily injury caused by an uninsured auto
• $5,000 per accident for damage to another’s property.