What is Carpenter Insurance?
A career in carpentry can be both personally and financially rewarding, but it comes with certain risks. Purchasing carpenter insurance is one way for carpenters in Massachusetts to protect themselves from many of the risks they face.
Carpenter insurance is specialized commercial insurance for carpenters and their businesses. In order to protect carpenters from multiple risks, these policies usually come as package policies that combine coverages together. Carpenters can normally choose the exact combination of coverages that are included in their policy.
Who in Massachusetts Needs Carpenters Insurance?
Most Massachusetts professionals who themselves work as carpenters or own carpentry businesses can benefit from the protections that carpenters insurance affords. This includes a range of professionals, such as:
- Residential carpenters
- Framing carpenters
- Industrial carpenters
- Commercial carpenters
- Coopers
- Furniture finishers
- Luthiers
- Scenic carpenters
The coverage can even be useful to ship’s carpenters, although few such carpenters work in Massachusetts.
In addition to providing important protections against covered losses, carpenters insurance is sometimes also required to secure jobs. Homeowners, businesses and governments may all refuse to hire a carpenter or their business if adequate insurance isn’t in place.
