What is Event Insurance?
When planning a special event, there are many details to see to. One that people sometimes neglect and overlook is getting proper insurance. Massachusetts residents & businesses who host special events are frequently exposed to risks that their normal insurance policies may not provide coverage for.
Event insurance is a unique type of insurance that’s designed to help protect people, businesses, and organizations that put on special events. They may be used to help provide coverage for weddings, birthday parties, fundraisers, balls, sports competitions, parades and almost any other type of special event.
WHO IN MASSACHUSETTS SHOULD CONSIDER GETTING EVENT LIABILITY INSURANCE?
Any resident, business, or group that’s putting on a special event in Massachusetts should consider getting an event liability policy. Even small events may expose hosts to risks that they aren’t normally exposed to -- and aren’t insured against.
At the very least, there’s little reason not to ask an insurance agent about event insurance. It only takes a few minutes. If a host is already insured, they’ve lost little. If they aren’t properly insured for their event, getting a policy could save them from financial ruin if there’s an incident during their event.