What Is Food Truck Insurance?
Operating a food truck generally requires less investment than opening a restaurant does, but there still are substantial resources poured into these businesses. Those resources should be protected, and that’s where food truck insurance comes in. This insurance can help protect food trucks in Massachusetts from a range of potentially devastating risks.
Food truck insurance policies are specialized commercial insurance policies that have been specifically designed to meet the risk mitigation needs of food trucks and similar businesses. Most policies are written as package policies that include multiple coverages, and food truck owners can frequently adjust the coverages in a particular policy for their business’ unique situation.
What Businesses in Massachusetts Need Food Cart Insurance?
Food cart insurance is generally suitable for Massachusetts businesses that serve foods and/or beverages from a mobile cart, trailer or truck. Some examples of such businesses include:
- Gourmet food trucks
- Hamburger and hot dog cats
- Ice cream bikes and trucks
- Concessionaires who travel to festivals
- Restaurants that have added a food truck
Business owners who aren’t sure whether this is the right insurance for their food-service company should speak with a specialized insurance agent. An agent who’s familiar with food cart insurance policies will be able to help determine whether this or another form of insurance is more appropriate.