What is General Liability Insurance?
Accidents happen. However, when they happen on your business property or due to the actions or those of your employees, your business may be held liable for medical expenses, damages, and other costs. A single lawsuit may be more than your business can survive. With general liability insurance, you can protect your Massachusetts business from these expenses.
From a fall in an icy parking lot during a Massachusetts winter, to your employee damaging your customer’s home during a delivery, there are many opportunities for accidents to occur each day. If you do not have general liability, any damages, legal fees, and other expenses will have to be paid out of pocket -- an expense many businesses cannot afford. A general liability policy can help to cover many expenses related to accidental injury and damage without affecting your bottom line.
General Liability Coverage for a Specific World
This coverage can reduce or eliminate the amount you must pay out of pocket for an accident. The amount you should purchase depends on your level of risk. You should carefully examine your assets and risk level with your insurance agent to be sure you are adequately protected.
