What is Handyman Insurance?
Handymen (and women) in Massachusetts are exposed to a variety of possible risks, which include liability, property and other potential perils. Handyman insurance can help people who perform basic maintenance services protect their businesses and themselves from multiple covered risks.
Handyman insurance is a specialized form of commercial insurance that’s designed to meet the risk mitigation needs of people who perform basic maintenance or repair services. Most policies are written as package policies that include multiple coverages, and policyholders can usually adjust their policy’s protections to suit their particular situation.
Who in Massachusetts Needs a Handyman Policy?
Most people who perform basic maintenance and repair services in Massachusetts ought to consider carrying a handyman policy. Not carrying a policy can leave people dangerously exposed to potential risks, and few people in this line of work have the financial resources necessary to recover from a major disaster on their own.
In some situations, people may even have a hard time finding jobs if they don’t carry insurance. Some homeowners and businesses will refuse to hire anyone who’s uninsured, for doing so can place the homeowner or business at greater risk.