What is House Cleaning Insurance?
Cleaning homes can be profitable work, but it involves certain potential risks. Accidents and accusations can result in injuries, property loss and liability lawsuits, and businesses must be prepared for these potential perils. House cleaning insurance helps home cleaners in Massachusetts protect themselves from many of the risks they face.
House cleaning insurance is a form of commercial insurance that’s crafted to meet the needs of people and businesses that clean homes. Most policies are package policies that contain multiple coverages, so they’re able to provide policyholders with a variety of protections.
Who in Massachusetts Needs Home Cleaning Insurance?
Most people and businesses that clean homes in Massachusetts for a fee should consider carrying home cleaning insurance.
While helping a friend or neighbor clean as a friendly gesture normally doesn’t require a commercial insurance policy, purchasing a policy is normally appropriate as soon as a fee is charged for the service. Cleaning typically becomes a business at this point, and home cleaning insurance is normally the most suitable type of policy for this kind of business.
Anyone who’s unsure whether they should get home cleaning insurance can speak with an agent who specializes in this type of policy. An agent who’s familiar with the risks that accompany cleaning houses and knows what coverages are available will be able to provide informed advice based on a particular situation.