What is Craft Brewery Insurance?
Microbreweries frequently begin as small operations. Being small, however, doesn’t protect microbreweries from potential risks. As soon as a Massachusetts brewery begins selling beer commercially, it’s exposed to a number of potential perils -- and should be protected with a microbrewery insurance policy.
Craft brewery insurance, as microbrewery insurance is sometimes called, is an insurance solution that’s specifically made for microbreweries. Most policies are written as package policies, which means they contain several individual policies within them. The individual policies work together to provide a web of protections.
WHAT BUSINESSES IN MASSACHUSETTS SHOULD HAVE CRAFT BREWERY INSURANCE?
Most Massachusetts businesses that sell produce beer for commercial sale should have a craft brewery policy.
This includes microbreweries and eating establishments that have a brewery. Some large breweries may need more protections than craft brewery policies offer, but an insurance agent can help make this determination. In most cases, craft brewery policies offer all the coverages that breweries want.
Businesses that produce hard cider and distilleries may also want an insurance policy that’s similar to a craft brewery policy. The company’s insurance needs, however, are sometimes a little different than those of a brewery that makes beer. An experienced insurance agent can help hard cideries and distilleries decide whether they want a craft brewery policy or another, similar type of insurance.