What is Motorcycle Insurance?
While practicing safe driving and wearing safety gear can help, Massachusetts also requires that all motorcycles be properly registered and have motorcycle insurance to cover your financial obligations when accidents occur on or to your ride.
Why Do You Need Motorcycle Insurance?
From potholes to inattentive drivers, motorcycle riders must deal with many risks each time they get on the road. When accidents occur, they can be extremely expensive, leaving you without a bike and with bills to pay. Motorcycle insurance is designed to help provide financial protections for accidents and damages. It is structured similarly to Massachusetts auto coverage, but is tailored to the specific needs of motorcycle riders.
In addition to the state required minimum insurance coverage, you can add additional options onto your motorcycle policy for more complete coverage. Some options you may want to consider are:
- Collision Insurance, for damages to your vehicle sustained in a collision
- Comprehensive Insurance, for damages sustained from non-collision events, such as fire or theft
- Accessory Coverage, to help pay to restore any custom features to your bike, including side cars, custom paint jobs, and other add-ons