What is Personal Trainer Insurance?
Working as a personal trainer can be rewarding, but it’s work that comes with some inherent risks. Most prominently, trainers can face a number of liability risks if something goes wrong with a client. Personal trainer insurance is available to help trainers in Massachusetts shield themselves from a range of liability risks they might face.
Personal trainer insurance is specialized liability insurance for trainers. The exact coverages afforded depend on a policy’s terms, but they usually extend to both legal fees and settlements associated with covered claims.
What Massachusetts Professionals is Personal Training Insurance Right For?
Most personal trainers in Massachusetts need some form of liability protection. How trainers receive that protection often depends on their employment situation, though.
Trainers who are self-employed or subcontract at fitness centers probably need to purchase their own personal training insurance. Self-employed trainers generally don’t receive insurance from another organization. They might get some coverage if subcontracting with a center, but this isn’t guaranteed and can be limited even when offered.