What is Photography Insurance?
Working as a professional photographer is rewarding work, but it’s not without potential risk. From injury-inducing accidents to loss of expensive cameras, photographers are exposed to a range of both property and liability perils. Photography insurance helps protect professional photographers in Massachusetts from many of the risks they face.
Photography insurance is a specialized kind of commercial insurance that’s crafted to meet the unique needs of professional photographers. Most policies are written as package policies, which means they come with several coverages that provide a web of protection.
What Businesses in Massachusetts is Photographer Insurance Right For?
The majority of professional photographers and photography studios in Massachusetts can benefit from the protections that photographer insurance affords. Some specific examples of businesses that might want this kind of insurance include:
- Portrait studios
- Wedding photographers
- Wildlife and travel photographers
- Digital artists who take their own pictures
Additionally, videographers often also can find the protections they need through a photographer policy. An insurance agent who specializes in photographer insurance can help videographers check a policy’s coverages and terms to see whether it provides the protections they require.