What is Restaurant Insurance?
After putting in so much work, no restaurant owner wants their business to fail due to an accident or property damage. Massachusetts restaurant insurance can help financially protect your business against many costly situations.
Why Do you Need Restaurant Insurance?
A restaurant is a risky place, with sharp utensils, liquid spills, and open flames, in addition to the risks common to all Massachusetts businesses, such as theft and storm damage. For many restaurants, a single accident can be enough to seriously jeopardize your business. Restaurant insurance packages can help combine all the insurance you need for a broad spectrum of protection against situations common to restaurants, helping your business to succeed even when accidents occur.
Restaurants are a unique type of business, and may face risks that other businesses do not. With some industry-specific options, your insurance package can be tailored to your individual needs.
- Liquor Liability Insurance helps to cover the costs of lawsuits associated with damages caused by an inebriated patron.
- Commercial Auto Insurance helps to cover autos associated with your restaurant, such as delivery vehicles.
- Food Contamination Insurance helps to cover the costs of lost inventory if your food is contaminated due to a power loss.
- Loss of Business Insurance can help cover lost income due to certain covered situations