What is Roofing Insurance?
Installing new roofs and repairing damaged ones can be lucrative work, but the work comes with a substantial amount of risk. Roofing businesses are exposed to property, liability and other perils every day their employees go to work. Roofing insurance helps protect roofers in Massachusetts from many of the perils they face.
Roofing insurance is a specialized type of commercial insurance that uniquely meets the insurance needs of roofers. Most policies are package policies, combining multiple individual coverages in one convenient policy that offers robust protection.
What Massachusetts Businesses Need Roofers Insurance?
The vast majority of businesses that offer roofing installation and/or repair services in Massachusetts ought to carry insurance. This includes, but isn’t necessarily limited to, the following roofing businesses:
- Residential roofing companies
- Commercial roofing companies
- Companies specializing in metal, slate or tile roofs
In some cases, businesses may have trouble securing jobs if they don’t carry insurance. Some homeowners and many commercial customers won’t hire roofers who are uninsured.