What is Salon & Barber Insurance?
The hairdressing industry can be a personally rewarding and financially profitable career path, but the work comes with certain inherent risks. One way that Massachusetts hairdressers can help protect themselves from risks is by purchasing salon & barber insurance.
Salon & barber insurance is a specialized commercial insurance that’s designed to meet the needs of hairdressers and similar professionals. In order to offer protection against several risks, these policies typically come as package policies that bundle coverages together.
What Massachusetts Professionals Need Hair Salon Insurance?
Most hairdressers, hairstylists and barbers who work in Massachusetts ought to consider purchasing hair salon insurance. Almost no one in the industry is entirely risk-free, and not purchasing insurance can leave a professional or business dangerously exposed to risk.
Does Homeowners Insurance Cover Home-Based Hairdressers?
Homeowners insurance might be adapted to cover some home-based businesses, but it usually won’t provide all of the protection that hairdressers need. Because homeowners insurance usually offers limited protection at best, hairdressers who work out of their own house should still consider purchasing an actual hairdressers policy.
An informed agent can assist with reviewing a home-based hairdresser’s situation and determining what type of policy is needed.