What is Storage Unit Insurance?
Moving belongings into a storage unit presents some unique risks, and standard homeowners or renters insurance may not cover this sort of situation. Instead, Massachusetts residents who put belongings into a storage unit may have to purchase storage unit insurance to protect their belongings.
Storage unit insurance is a special form of personal insurance, and it’s designed to protect property in a fairly specific situation. Because this is a specialized insurance, anyone who needs a storage unit policy should work with an agent who’s familiar with this type of insurance when comparing quotes and choosing a policy. A knowledgeable agent will be familiar with the risks that using a storage unit presents and what protections these policies offer against those risks.
Who in Massachusetts Needs a Storage Unit Policy?
Broadly speaking, any Massachusetts residents who temporarily or permanently keep belongings in storage units might want a storage unit policy to protect their belongings. This may include people who:
- Move and temporarily need a storage unit to hold their belongings
- Downsize and need a storage unit to hold items they now don’t have room for
- Use a storage unit to keep seasonal items
- Keep excess belongings in a storage unit on a long-term basis
A storage unit policy might be used to protect belongings in a fixed storage unit or in a portable storage unit, such as those that are commonly used during some moves.