What is Tow Truck Insurance?
Tow truck operators are regularly working in non-ideal conditions, as they rescue cars from busy roadways and respond to calls in all weather conditions. This type of work comes with some inherent risk, which insurance helps address. Tow truck insurance policies offer tow truck operators in Massachusetts financial protection from many of the risks that they’re exposed to.
Tow truck insurance policies are specialized commercial truck policies that have been uniquely designed to meet the needs of towing businesses. Most policies offer multiple coverages that work together to create a web of protection against a range of potential risks.
What Businesses in Massachusetts Need Towing Insurance?
Most Massachusetts businesses that tow vehicles for pay should have towing insurance. Businesses in this line of work generally have to at least carry the state-mandated minimum levels of coverage, and many choose to protections that go well beyond what’s legally required.
Some examples of businesses that might need a towing policy includes:
- Companies that offer towing services
- Automotive garages that have their own tow truck
- Independent operators who run tow trucks
Any business that’s unsure whether this or another form of commercial truck insurance is right for them can ask an insurance agent who specializes in this form of insurance.